{"id":1266,"date":"2026-06-29T15:36:30","date_gmt":"2026-06-29T12:36:30","guid":{"rendered":"https:\/\/www.rjrs.ase.ro\/?page_id=1266"},"modified":"2026-06-29T15:45:41","modified_gmt":"2026-06-29T12:45:41","slug":"volume-20-no-1-article-no-4","status":"publish","type":"page","link":"https:\/\/www.rjrs.ase.ro\/index.php\/volume-20-no-1-article-no-4\/","title":{"rendered":"Volume 20, No. 1, Article no. 4"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Title:\u00a0<\/strong>Regional development under digital transition: Fintech, geopolitical shocks and sustainability in Eastern Europe<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Authors &amp; affiliations:\u00a0\u00a0<em>Narcisa Roxana Mo\u015fteanu, <\/em><\/strong>American University of Malta, Bormla, Malta<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Abstract:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Digitalisation has gained momentum in the last decade, on the grounds of global economic instability, amplified by disruptions related to pandemics and geopolitical tensions. The lockdown in 2020 has accentuated the dynamics of financial technology development, forcibly reshaping financial and banking mechanisms, the operation of regional economic systems, as well as territorial governance systems. This paper analyses how regional development, especially in Eastern European countries, is affected by FinTech that interacts with the dynamics of economic growth, territorial development strategies, considering the challenges related to environmental sustainability during socio-political-economic shocks. This study suggests a conceptual framework that links FinTech to territorial economic resilience and the transition to sustainability, using a mixed-methods analysis design that combines comparative regional analysis. The findings reveal that ecosystems based on digital financial innovation help strengthen regional resilience by increasing the implementation of new financial technologies, supporting the liquid assets of small firms and facilitating the movement of financial flows in times of crisis. Nevertheless, FinTech adoption remains spatially unevenly distributed, being concentrated in metropolitan areas and building or consolidating core-periphery growth models. The paper highlights that the coordination of investment policy with that of digital finance expansion and green digitalisation strategies is a key point to ensure that digital finance innovation effectively contributes to balanced and sustainable regional expansion in Eastern Europe.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Keywords:\u00a0<\/strong>Regional development; Digitalization; FinTech; Sustainability; Eastern Europe<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>JEL Classification:\u00a0<\/strong>N14, O11, O19, P25, P51, Q55, R11<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>DOI:<\/strong> <a href=\"https:\/\/doi.org\/10.61225\/rjrs.2026.04\" data-type=\"link\" data-id=\"https:\/\/doi.org\/10.61225\/rjrs.2025.01\">https:\/\/doi.org\/10.61225\/rjrs.2026.04<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/rjrs.ase.ro\/wp-content\/uploads\/2026\/06\/4-Mosteanu.pdf\">Download full article from here<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Title:\u00a0Regional development under digital transition: Fintech, geopolitical shocks and sustainability in Eastern Europe Authors &amp; affiliations:\u00a0\u00a0Narcisa Roxana Mo\u015fteanu, American University of Malta, Bormla, Malta Abstract: Digitalisation has gained momentum in&nbsp;[ &hellip; ]<\/p>\n","protected":false},"author":13,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1266","page","type-page","status-publish","hentry","list-style-post"],"_links":{"self":[{"href":"https:\/\/www.rjrs.ase.ro\/index.php\/wp-json\/wp\/v2\/pages\/1266","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rjrs.ase.ro\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.rjrs.ase.ro\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.rjrs.ase.ro\/index.php\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rjrs.ase.ro\/index.php\/wp-json\/wp\/v2\/comments?post=1266"}],"version-history":[{"count":2,"href":"https:\/\/www.rjrs.ase.ro\/index.php\/wp-json\/wp\/v2\/pages\/1266\/revisions"}],"predecessor-version":[{"id":1277,"href":"https:\/\/www.rjrs.ase.ro\/index.php\/wp-json\/wp\/v2\/pages\/1266\/revisions\/1277"}],"wp:attachment":[{"href":"https:\/\/www.rjrs.ase.ro\/index.php\/wp-json\/wp\/v2\/media?parent=1266"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}